Last edited by Akik
Monday, August 17, 2020 | History

2 edition of Mortgage lending found in the catalog.

Mortgage lending

Mortgage lending

discrimination or neglect?

  • 36 Want to read
  • 2 Currently reading

Published by American Bar Association in [Chicago, Ill.? .
Written in

    Subjects:
  • Discrimination in mortgage loans -- United States -- Congresses.,
  • Mortgage loans -- United States -- Congresses.

  • Edition Notes

    StatementApril 5, 1990 ; Federal Reserve Bank study, community reaction.
    ContributionsAmerican Bar Association. Section of Business Law.
    The Physical Object
    FormatMicroform
    Pagination1 v. (various pagings)
    ID Numbers
    Open LibraryOL14553640M

    Retail lending is defined as closed- and open-end credit extended to individuals for household, family, and other personal expenditures. This includes consumer loans, credit cards, auto loans, student loans, and loans to individuals secured by their personal residences, including first mortgage, home equity, and home improvement loans. This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US. The book addresses the relationship between housing policy, credit and.

    Mortgage lending will also take into account the (perceived) riskiness of the mortgage loan, that is, the likelihood that the funds will be repaid (usually considered a function of the creditworthiness of the borrower); that if they are not repaid, the lender will be able to foreclose on the real estate assets; and the financial, interest rate. The loan-to-value (LTV) ratio is an assessment of lending risk that financial institutions and other lenders examine before approving a mortgage. Typically, assessments with high LTV ratios are.

    A Look Back at Ameriquest A new book by a seasoned journalist provides a behind-the-scenes look at subprime wholesale lending and Wall Street through the eyes of . What Does Regulation E Have to Do with Mortgage Lending? 1 week ago 0. The Crossover with Your Borrowers and the SCRA. 3 weeks ago 0. Compliance Risk Management Check-Up. January 14, 0. in Review. December 17, 0. Compliance. Are .


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Mortgage lending Download PDF EPUB FB2

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Please note this law book was created for reference by agency staff and as a service to regulated financial institutions. This course covers topics required by the SAFE Act: federal lending legislation (3 hrs.), ethics (3 hrs.), nontraditional mortgage products (2 hrs.), and elective topics that have been chosen to provide students with a broad understanding of the key concepts that prepare them for a career in the mortgage industry.

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c Discrimination in home mortgage lending takes two forms—differential treat-ment and disparate impact—and in many instances it is difficult, if not impossible, to disentangle the two. c Despite individual instances of discrimination uncovered at every major stage in the mortgage lending process, almost no research has focused on the adver.

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